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When half our money is spent online

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What happens when half our money is spent online? What will it do to jobs, shops, and cities? Things looked bleak after 2008, but there is a long way to go.

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The future of consumer credit

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Our attitudes to debt are changing, while technology eases our access to borrowing. What is the future of consumer credit in a low-friction world?

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The Next Big Thing(s)

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What is 5G for? What replaces the smartphone? What is the next big thing? Perhaps these questions don’t have singular answers.

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